Tag: prescription costs

Out-of-Pocket Maximums: How Generic Copays Count Toward Deductibles in Health Insurance

Generic copays don't count toward your deductible but do count toward your out-of-pocket maximum. Learn how this affects your health spending and how to avoid costly surprises with your insurance plan.

Switching Health Plans? How to Evaluate Generic Drug Coverage and Save Money

Switching health plans? Your generic drug coverage can save you hundreds-or cost you thousands. Learn how formulary tiers, deductibles, and state rules affect your prescription costs-and how to pick the best plan.